Tuesday, March 18, 2014

BEFORE MOVING ART, ANTIQUES, PIANOS AND OTHER VALUABLE FURNITURE, OBTAIN A PERSONAL PROPERTY APPRAISAL


FORT PIERCE, Florida Furniture movers are known to cause damage to items that are entrusted unto their care by careless handling, improper packing and storing as well as through unavoidable accidents. Regardless, when valuable art,  antiques,  musical instruments,  collectibles or irreplaceable family heirlooms arrive in damaged condition, many of us have no recourse except regret. That is, of course, unless you were wise enough to obtain a personal property appraisal detailing just how much your items were worth before they were damaged.

Most large moving and storage companies carry insurance that indemnifies them against claims brought against them due to damaged items. But those policies are not guarantees that compensation will be provided for the full fair market value of those items. In the event of a loss, an insurance adjuster will evaluate the claim for evidence of prior damage and research the values of the damaged items in question. If no personal property appraisal was presented to the moving company prior to the move, exactly how much your Warhol art, Steinway concert grand piano or English Georgian arm chair is open to the adjusters interpretation. In addition, a receipt showing how much you paid for an item doesn't serve as adequate evidence for the simple reason that people often overpay for things they can't live without. When it comes to paying claims, insurance adjusters are well-schooled in how to minimize their exposure. If you did not give them the opportunity to view a valuation appraisal beforehand, you may be disappointed in the outcome.


The St. Lucie Appraisal Company
P.O. Box 2700
Fort Pierce, FL 34954
Tel: 772-359-4300
Fax: 772-466-8400
eMail: contact@stlucieappraisal.net     


Personal Property Appraisals nationwide including Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington West Virginia and Wisconsin.
You may obtain appraisals for Financing, Charitable Donation Tax Credits, Collateral, Damage Claims, Equitable Distribution, Bankruptcy, Estates, Insurance Stated Value, Purchase & Sale and Diminished Value.

Appraisals of Personal Property, Art, Boats, Classic & Custom Autos, Antiques, Art, Collectibles & Memorabilia, Electronics, Machinery, Motorcycles & Choppers, Furnishings, RVs, Trucks & Heavy Equipment. Business Valuations specializing in all types of small businesses.

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Keywords for this article: residential, contents, appraise, appraisal, appraiser, fair market value, retail value, personal property, Florida, St. Lucie Appraisal